{"id":2222,"date":"2024-05-15T03:50:16","date_gmt":"2024-05-15T03:50:16","guid":{"rendered":"https:\/\/www.maxeai.com\/?p=2222"},"modified":"2024-05-15T03:50:16","modified_gmt":"2024-05-15T03:50:16","slug":"12-best-ai-powered-investment-apps-for-smart-investing","status":"publish","type":"post","link":"https:\/\/www.maxeai.com\/ko\/12-best-ai-powered-investment-apps-for-smart-investing\/","title":{"rendered":"\ud604\uba85\ud55c \ud22c\uc790\ub97c \uc704\ud55c 12\uac00\uc9c0 \ucd5c\uace0\uc758 AI \uae30\ubc18 \ud22c\uc790 \uc571"},"content":{"rendered":"<p>\uc131\uacf5\uc801\uc778 \ud22c\uc790\ub97c \uc704\ud574\uc11c\ub294 \uc55e\uc11c\uac00\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI) \uae30\uc220\uc758 \ucd9c\ud604\uc73c\ub85c \uc774\uc81c \ud22c\uc790\uc790\ub4e4\uc740 \ubc29\ub300\ud55c \uc591\uc758 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uace0 \uc815\ubcf4\uc5d0 \uae30\ucd08\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \uc720\uc6a9\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uac15\ub825\ud55c \ub3c4\uad6c\uc640 \ud50c\ub7ab\ud3fc\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uc0ac\uc5d0\uc11c\ub294 <strong>\uc0c1\uc704 12\uc704 <a href=\"https:\/\/www.maxeai.com\/ko\/\">AI \uae30\ubc18 \ud22c\uc790 \uc571<\/a><\/strong> \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uacfc \uae30\uacc4 \ud559\uc2b5\uc744 \ud65c\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uad6c\ucd95\ud558\uace0 \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd5c\ucca8\ub2e8 \uc571 \uc911\uc5d0\ub294 <a href=\"https:\/\/www.maxeai.com\/ko\/app\/\">MAXE<\/a>\ub294 \uad11\ubc94\uc704\ud55c \uacfc\uac70 \ub370\uc774\ud130 \uad50\uc721\uacfc \uc8fc\uc694 \uae00\ub85c\ubc8c \uc790\uc0b0\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \ubd84\uc11d\uc744 \uae30\ubc18\uc73c\ub85c \uc0ac\uc6a9\uc790\uc5d0\uac8c \uadc0\uc911\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc81c\uacf5\ud558\ub294 AI \uae30\ubc18 \ud22c\uc790 \ub3c4\uc6b0\ubbf8\uc785\ub2c8\ub2e4. AI \uae30\ubc18 \ud22c\uc790\uc758 \uc138\uacc4\ub85c \ub6f0\uc5b4\ub4e4\uc5b4 \ud22c\uc790 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub294 \ucd5c\uace0\uc758 \uc571\uc744 \ucc3e\uc544\ubcf4\uc138\uc694.<\/p>\n<h2>AI \uae30\ubc18 \ud22c\uc790 \uc571 12\uac00\uc9c0\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/h2>\n<ol>\n<li>\n<h3>\ucd5c\ub300:<\/h3>\n<ul>\n<li><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-2223 size-full\" src=\"https:\/\/www.maxeai.com\/wp-content\/uploads\/2024\/05\/12-Best-AI-Powered-Investment-Apps.jpg\" alt=\"12 Best AI-Powered Investment Apps\" width=\"734\" height=\"486\" srcset=\"https:\/\/www.maxeai.com\/wp-content\/uploads\/2024\/05\/12-Best-AI-Powered-Investment-Apps.jpg 734w, https:\/\/www.maxeai.com\/wp-content\/uploads\/2024\/05\/12-Best-AI-Powered-Investment-Apps-300x199.jpg 300w, https:\/\/www.maxeai.com\/wp-content\/uploads\/2024\/05\/12-Best-AI-Powered-Investment-Apps-18x12.jpg 18w\" sizes=\"(max-width: 734px) 100vw, 734px\" \/><\/li>\n<li><a href=\"https:\/\/www.maxeai.com\/ko\/app\/\">MAXE<\/a> \uc0ac\uc6a9\uc790\uc5d0\uac8c \uadc0\uc911\ud55c \ud1b5\ucc30\ub825\uacfc \uac1c\uc778\ud654\ub41c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc81c\uacf5\ud558\ub294 \uc120\ub3c4\uc801\uc778 AI \uae30\ubc18 \ud22c\uc790 \ub3c4\uc6b0\ubbf8 \uc571\uc73c\ub85c \ub450\uac01\uc744 \ub098\ud0c0\ub0b4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>MAXE\ub294 \uad11\ubc94\uc704\ud55c \uacfc\uac70 \ub370\uc774\ud130 \uad50\uc721\uacfc \uc8fc\uc694 \uae00\ub85c\ubc8c \uc790\uc0b0\uc758 \uc2e4\uc2dc\uac04 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uc5d0\uac8c \uac00\uc7a5 \uac00\uce58 \uc788\ub294 \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \ud1b5\ud574 MAXE\ub294 \ud22c\uc790\uc790\uac00 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\uace0 \ucd5c\ub300 \uc218\uc775\uc744 \uc704\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \ucd5c\uc801\ud654\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\uc790\uc0b0:<\/h3>\n<ul>\n<li>Wealthfront\ub294 \uc790\ub3d9\ud654\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac \ubc0f \uc7ac\ubb34 \uacc4\ud68d \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 AI \uae30\ubc18 \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4.<\/li>\n<li>Wealthfront\ub294 \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uc758 \uc7ac\ubb34 \ubaa9\ud45c, \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704 \ubc0f \ud22c\uc790 \uc120\ud638\ub3c4\ub97c \ubd84\uc11d\ud558\uc5ec \ub9de\ucda4\ud615 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>\uc138\uae08 \uc190\uc2e4 \ucd94\uc9d5 \ubc0f \uc790\ub3d9 \uc7ac\uc870\uc815\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 Wealthfront\ub294 \uc0ac\uc6a9\uc790\uac00 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ucd5c\uc801\ud654\ud558\uace0 \uc138\uae08\uc744 \ucd5c\uc18c\ud654\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\uac1c\ub7c9:<\/h3>\n<ul>\n<li>\ubca0\ud130\uba3c\ud2b8(Betterment)\ub294 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uac1c\uc778\ud654\ub41c \ud22c\uc790 \uc870\uc5b8\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \ud50c\ub7ab\ud3fc\uc774\ub2e4.<\/li>\n<li>Betterment\ub294 \uc0ac\uc6a9\uc790\uc758 \uc7ac\ubb34 \ubaa9\ud45c, \uae30\uac04 \ubc0f \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\ub97c \ubd84\uc11d\ud558\uc5ec \uac1c\uc778\uc758 \uc694\uad6c\uc5d0 \ub9de\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>\ubaa9\ud45c \uae30\ubc18 \ud22c\uc790 \ubc0f \uc790\ub3d9 \uc7ac\uc870\uc815\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 Betterment\ub294 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0 \uc788\uac8c \uc7ac\ubb34 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\ub3c4\ud1a0\ub9ac:<\/h3>\n<ul>\n<li>Acorns\ub294 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \uc794\ub3c8\uc744 \uc800\ucd95\ud558\uace0 \ud22c\uc790\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 \ud22c\uc790 \uc571\uc785\ub2c8\ub2e4.<\/li>\n<li>Acorns\ub294 \uc0ac\uc6a9\uc790\uc758 \uc77c\uc0c1\uc801\uc778 \uad6c\ub9e4\ub97c \uac00\uc7a5 \uac00\uae4c\uc6b4 \ub2ec\ub7ec\ub85c \ubc18\uc62c\ub9bc\ud558\uace0 \ubcc0\ud654\ub97c \ub2e4\uc591\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ub204\uad6c\ub098 \uc27d\uace0 \uc811\uadfc\ud560 \uc218 \uc788\ub294 \ud22c\uc790\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>Acorns\ub294 \uc790\ub3d9 \ubc18\ubcf5 \ud22c\uc790 \ubc0f \uac1c\uc778\ud654\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ucd94\ucc9c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\uac00 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ubd80\ub97c \ub298\ub9b4 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\uc228\uae30\ub294 \uc7a5\uc18c:<\/h3>\n<ul>\n<li>Stash\ub294 \uc0ac\uc6a9\uc790\uc758 \uc7ac\ubb34 \ubaa9\ud45c\uc640 \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\ub97c \uae30\ubc18\uc73c\ub85c \uac1c\uc778\ud654\ub41c \ud22c\uc790 \ucd94\ucc9c\uc744 \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \uc571\uc785\ub2c8\ub2e4.<\/li>\n<li>Stash\ub294 AI \uae30\ubc18 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uc758 \uc18c\ube44 \uc2b5\uad00\uacfc \ud22c\uc790 \uc120\ud638\ub3c4\ub97c \ubd84\uc11d\ud558\uc5ec \ub9de\ucda4\ud615 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>\uc790\ub3d9 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\uc870\uc815 \ubc0f \ubc30\ub2f9\uae08 \uc7ac\ud22c\uc790\uc640 \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 Stash\ub294 \uc0ac\uc6a9\uc790\uac00 \ubd80\ub97c \uc313\uace0 \uc7ac\uc815\uc801 \ub3c5\ub9bd\uc744 \ub2ec\uc131\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\ub85c\ube48 \ud6c4\ub4dc:<\/h3>\n<ul>\n<li>Robinhood\ub294 AI \uae30\ubc18 \ud22c\uc790 \ub3c4\uad6c \ubc0f \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\ub294 \uc218\uc218\ub8cc \uc5c6\ub294 \uac70\ub798 \uc571\uc785\ub2c8\ub2e4.<\/li>\n<li>Robinhood\uc758 \uc9c1\uad00\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \uc8fc\uc2dd, ETF \ubc0f \uc554\ud638\ud654\ud3d0\ub97c \uc27d\uac8c \uc0ac\uace0 \ud314 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc2e4\uc2dc\uac04 \uc2dc\uc7a5 \ub370\uc774\ud130 \ubc0f \uac1c\uc778\ud654\ub41c \ud22c\uc790 \ud1b5\ucc30\ub825\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 Robinhood\ub294 \uc0ac\uc6a9\uc790\uac00 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>M1 \uae08\uc735:<\/h3>\n<ul>\n<li>M1 Finance\ub294 \uc790\ub3d9\ud654\ub41c \ud22c\uc790\uc640 \ub9de\ucda4\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\ub97c \uacb0\ud569\ud55c \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4.<\/li>\n<li>M1 Finance\ub294 AI \uae30\ubc18 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \uc7ac\ubb34 \ubaa9\ud45c\uc640 \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\uc5d0 \ub9de\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\ucd95\ud558\uace0 \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/li>\n<li>\ub3d9\uc801 \uc7ac\uc870\uc815 \ubc0f \uc138\uae08 \ud6a8\uc728\uc801\uc778 \ud22c\uc790\uc640 \uac19\uc740 \uae30\ub2a5\uc744 \uac16\ucd98 M1 Finance\ub294 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uacfc \ubd80\uc758 \ucd95\uc801\uc744 \uc704\ud574 \uc0ac\uc6a9\uc790\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ucd5c\uc801\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\uac1c\uc778 \uc790\ubcf8:<\/h3>\n<ul>\n<li>Personal Capital\uc740 AI \uae30\ubc18 \ud22c\uc790 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc885\ud569 \uc7ac\ubb34 \uacc4\ud68d \uc571\uc785\ub2c8\ub2e4.<\/li>\n<li>Personal Capital\uc758 \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \ud22c\uc790 \uc131\uacfc\ub97c \ucd94\uc801\ud558\uace0, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud560\ub2f9\uc744 \ubd84\uc11d\ud558\uace0, \uac1c\uc778\ud654\ub41c \ud22c\uc790 \ucd94\ucc9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc740\ud1f4 \uacc4\ud68d \ubc0f \ud22c\uc790 \ucd94\uc801\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 Personal Capital\uc740 \uc0ac\uc6a9\uc790\uac00 \uc7ac\uc815\uc801 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uace0 \uc7ac\uc815\uc801 \ubbf8\ub798\ub97c \ud655\ubcf4\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\uc2dc\uadf8\ud53c\uadf8:<\/h3>\n<ul>\n<li>SigFig\ub294 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uac1c\uc778\ud654\ub41c \ud22c\uc790 \uc870\uc5b8\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc774\ub2e4.<\/li>\n<li>SigFig\ub294 \uc0ac\uc6a9\uc790\uc758 \ud22c\uc790 \ubaa9\ud45c, \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704 \ubc0f \uc7ac\ubb34 \uc0c1\ud669\uc744 \ubd84\uc11d\ud558\uc5ec \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uace0 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \ub9de\ucda4\ud615 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>\uc790\ub3d9 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\uc870\uc815 \ubc0f \uc138\uae08 \ud6a8\uc728\uc801\uc778 \ud22c\uc790\uc640 \uac19\uc740 \uae30\ub2a5\uc744 \ud1b5\ud574 SigFig\ub294 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0 \uc788\uac8c \ud22c\uc790 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\ud5e4\uc9d5 \uac00\ub2a5:<\/h3>\n<ul>\n<li>Hedgeable\uc740 \uac1c\uc778\uacfc \uae30\uad00\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \ud22c\uc790 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 AI \uae30\ubc18 \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4.<\/li>\n<li>Hedgeable\uc740 \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790\uc758 \uc7ac\ubb34 \ubaa9\ud45c, \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704 \ubc0f \uc2dc\uc7a5 \uc0c1\ud669\uc744 \ubd84\uc11d\ud558\uc5ec \ub9de\ucda4\ud615 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/li>\n<li>\ub3d9\uc801 \uc790\uc0b0 \ubc30\ubd84 \ubc0f \ud558\ubc29 \ubcf4\ud638\uc640 \uac19\uc740 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